Internet Rates on Deposits w.e.f 01-04-2026.

Product Name	Period of Deposit	Interest Rates
		Existing		Revised
		General Public	Senior Citizens	General Public	Senior Citizens
Savings Bank Accounts		3.00%	3.00%	2.50%	2.50%
Samruddhi Weekly Desposits (SWD)		3.50%	4.50%	3.50%	4.50%
Samruddhi Daily Deposits (SDD)	400 Days	5.00%	6.00%	5.00%	6.00%
Fixed Deposits and Recurring Deposits	7-15 Days	-	-	3.00%	4.00%
	16-30 Days	4.25%	5.25%	4.25%	5.25%
	31-90 Days	5.25%	6.25%	5.25%	6.25%
	91-180 Days	6.25%	7.25%	6.25%	7.25%
	181-365 Days	6.50%	7.50%	6.50%	7.50%
	Above 1 Year and up to 2 Years	7.00%	8.00%	7.00%	8.00%
	Above 2 Years and up to 10 Years	8.00%	9.00%	8.00%	9.00%
Samruddhi Amrit Kalash	777 Days	8.15%	9.15%	8.15%	9.15%

Others:

• 1 % Additional interest for Senior Citizens.
• Minimum period for Recurring deposits is 6 months.
• Pre-mature closer of term deposits attract penalty at 1% on the interest rate applicable on actual period of deposit run in the Bank.
• Loan against deposits to general public/Sr. Citizens attracts interest at 1% over the card rate on deposits.